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Hello,
I'm Erika De Garcia
Office Administrator
Erika De Garcia Headshot - Rectangle
Hello, welcome to my page.

Erika is the powerhouse behind making things happen at Toto Mortgage. If there’s a question left unanswered or a detail needing attention, Erika is the one who ensures it’s all taken care of with seamless efficiency. Driven by a true passion for helping others, she’s ready to tackle any challenge, no matter how big or small. But Erika’s skills go beyond just getting things done. She’s also a creative force, lending her talents to design compelling marketing materials that showcase Toto Mortgage’s unique style. Whether she’s solving a problem or crafting a new campaign, Erika is all about elevating every experience.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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